Learn how to structure an acquisition without using personal savings, combine finance methods into a complete deal jigsaw, and move from first conversation to heads of terms with confidence.
Listen to the EpisodeThree practical acquisition principles you will learn in this episode.
Learn how to combine asset finance, invoice finance, cash flow finance, existing cash, and seller finance to create a fully funded acquisition structure.
Discover why Jonathan avoids using personal savings and personal guarantees, and how confidence improves when the deal is structured around the business funding itself.
Understand how to move from discovery call to face to face meeting, agree commercial terms, and use exclusivity to keep competitors away from the deal.
In this episode, Jonathan Jay explains how smart business buyers put a complete acquisition together without relying on personal savings. The session begins with the mindset behind low risk dealmaking, showing why buyers should ask how a business can fund its own purchase before committing to any transaction.
The discussion then moves into the practical components of the deal jigsaw. Jonathan breaks down how asset finance, invoice finance, cash flow finance, cash already inside the target company, and seller finance can be layered together to create a structure that works for both buyer and seller. He also explains why seller finance is not about getting a business for free, but about paying for the company from future profits and agreed performance outcomes.
Finally, the episode covers the deal process itself, from setting a compelling acquisition goal and building credibility, to sourcing off market opportunities, running discovery calls, meeting sellers, and getting to heads of terms. Listeners learn why exclusivity is such a powerful clause, how to avoid weak professional advice, and why using experienced M&A solicitors can protect the deal through completion.
Discover how to buy your first business in 100 days without risking your own money. Complete the form to receive your toolkit immediately.