Dealmakers Podcast

Business Acquisition Deal Structuring: How to Put the Deal Together

Learn how to structure an acquisition without using personal savings, combine finance methods into a complete deal jigsaw, and move from first conversation to heads of terms with confidence.

Listen to the Episode

Full Episode: Putting the Deal Together

Episode Duration: 31:03
Episode Number: 341
Business Acquisition Deal Structuring Seller Finance

Key Takeaways

Three practical acquisition principles you will learn in this episode.

Build the Deal Jigsaw

Learn how to combine asset finance, invoice finance, cash flow finance, existing cash, and seller finance to create a fully funded acquisition structure.

Remove Personal Risk

Discover why Jonathan avoids using personal savings and personal guarantees, and how confidence improves when the deal is structured around the business funding itself.

Secure Heads of Terms

Understand how to move from discovery call to face to face meeting, agree commercial terms, and use exclusivity to keep competitors away from the deal.

Episode Breakdown

In this episode, Jonathan Jay explains how smart business buyers put a complete acquisition together without relying on personal savings. The session begins with the mindset behind low risk dealmaking, showing why buyers should ask how a business can fund its own purchase before committing to any transaction.

The discussion then moves into the practical components of the deal jigsaw. Jonathan breaks down how asset finance, invoice finance, cash flow finance, cash already inside the target company, and seller finance can be layered together to create a structure that works for both buyer and seller. He also explains why seller finance is not about getting a business for free, but about paying for the company from future profits and agreed performance outcomes.

Finally, the episode covers the deal process itself, from setting a compelling acquisition goal and building credibility, to sourcing off market opportunities, running discovery calls, meeting sellers, and getting to heads of terms. Listeners learn why exclusivity is such a powerful clause, how to avoid weak professional advice, and why using experienced M&A solicitors can protect the deal through completion.

In This Episode

  • How to fund acquisitions without personal savings
  • The five layers of the deal jigsaw explained
  • Why seller finance protects both buyer and seller
  • Discovery calls, seller meetings, and heads of terms
  • Why exclusivity is your strongest negotiation tool
  • The importance of specialist M&A solicitors

Questions About Business Acquisition Deal Structuring

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